BeyondEx
Beyond Asset icon
v0.1 Beta · Free · PWA

Your scattered assets,
in your hands.

Bank apps show only that bank's accounts; brokerage apps only that broker's holdings. Eight asset types in one view — and your data stays on your device, not in the cloud.

— Why

What happens when your assets are scattered

Either you reorganize a spreadsheet by hand every month, or you live not knowing. Neither is an answer — but until now, no proper tool existed.

01

Banks show only banks; brokers only stocks

MyData stays inside one company's umbrella. Real estate, crypto, pensions, debt — nothing ties them together.

02

A spreadsheet isn't alive

Filling prices by hand each month freezes your view at "last month." Live valuation and time-series trends disappear.

03

"Don't hand over your assets"

Almost every unified asset manager is cloud-based — meaning your most sensitive data is uploaded to a company's servers.

— Local-First

Your financial data stays on your device.

No server uploads. No sign-up. All data is stored encrypted with AES-GCM inside your browser's OPFS.

  • Argon2id KDF + AES-GCM
    OWASP-recommended standard. Only a key derived from your password can decrypt the data.
  • Not a single row uploaded
    External APIs are used only for price quotes. Holdings, amounts and notes are never transmitted.
  • Backup files are also locked
    Even on external disks or cloud storage, the backup file can't be opened without your password.
Local OPFS
encrypted
  • brokers14 rows
  • stock_holdings73 rows
  • crypto_holdings12 rows
  • pension_funds38 rows
  • cash_assets3 rows
  • real_estates2 rows
  • debts1 row
  • 전체enc:v1:dum6nX1...
네트워크 차단 시에도 동작
— 8 Asset Types

All in one place — yet clearly separated by category

Combining isn't enough. Each asset class needs its own dedicated view to make real decisions possible.

01

Stocks

Domestic + Global

Sort by broker and account, auto price updates, industry classification, automatic FX conversion. Every trade history kept consistent.

02

Crypto

Exchange-agnostic

Manage Upbit, Binance, Bithumb — wherever — with manual entry. See per-coin and per-exchange distribution at once. Staking and swaps via memos.

03

Pensions

National · DC · DB · IRP · Personal

All five Korean pension types supported. ETFs, funds and deposit-type holdings inside each account are tracked separately.

04

Insurance

Protection + Savings

The real total of monthly premiums. Surrender value is tracked, so you can separate the asset portion from the cost portion.

05

Cash & Deposits

CMA · Deposits · Savings

Auto interest calculation gives a forward-looking maturity value. Monthly contribution simulation for installment savings, with timely maturity alerts.

06

Real Estate

Owned + Rental

Purchase price vs current value, loan balance, rental yield — all on one screen. See exactly where real estate sits in your true net worth.

07

Other Assets

Gold · Commodities · Collectibles

From a small bar of gold to luxury watches — free-form. Anything that doesn't fit a category, recorded so it isn't forgotten.

08

Debt & Loans

Auto principal/interest split

Mortgages, personal loans, auto loans. Equal payment, equal principal, balloon — auto-classified, with the exact monthly principal/interest ratio shown.

— Visualization

See trends, not just numbers

A single point-in-time balance means little. How wealth changes over time is where decisions begin.

Stock portfolio — industry-level time series + allocation donut

01

Time-series

Total / by-category / by-holding — daily, weekly, monthly. Snapshots accumulate automatically.

02

Allocation donut

Distribution by category, industry or exchange in a single glance. Hover for exact valuation and P/L.

03

Holding analysis

Average cost, current price, return and weight per holding — one row each. Sort and filter for instant decisions.

— Goal Simulator

We compute the future for you.

How much more per month to retire well in ten years. When at this pace you can buy your first home.

  • 01

    CAGR + monthly contribution + target → estimated arrival date

  • 02

    Slider to simulate any time point from 1 to 60 years out

  • 03

    Multiple goals at once — combined as a single time series

— How It Works

Start in three steps

1

Open the app

PWA — installs in a second. No sign-up; just set a password. A key that only unlocks on your device is created.

2

Enter assets

Stocks, crypto, pensions, insurance, cash, real estate, debt, other. CSV bulk import shortens onboarding. Prices auto-update.

3

Check once a day

One tap on update. Snapshots accumulate automatically and the time series grows by one row each time.

Ready to start?

No sign-up, no card. Set one password and you can add your first asset in five seconds.

FreeNo sign-upWorks offline