BeyondEx
BeyondAsset icon
v0.1 Beta · Free · PWA

Your scattered assets,
in your hands.

Bank apps show only that bank's accounts; brokerage apps only that broker's holdings. Eight asset types in one view — and your data stays on your device, not in the cloud.

Why

What happens when your assets are scattered

Either you reorganize a spreadsheet by hand every month, or you live not knowing. Neither is an answer — but until now, no proper tool existed.

01

Banks show only banks; brokers only stocks

MyData stays inside one company's umbrella. Real estate, crypto, pensions, debt — nothing ties them together.

02

A spreadsheet isn't alive

Filling prices by hand each month freezes your view at "last month." Live valuation and time-series trends disappear.

03

"Don't hand over your assets"

Almost every unified asset manager is cloud-based — meaning your most sensitive data is uploaded to a company's servers.

Local-First

Your financial data stays on your device.

No server uploads. No sign-up. All data is stored encrypted with AES-GCM inside your browser's OPFS.

  • Argon2id KDF + AES-GCM
    OWASP-recommended standard. Only a key derived from your password can decrypt the data.
  • Not a single row uploaded
    External APIs are used only for price quotes. Holdings, amounts and notes are never transmitted.
  • Backup files are also locked
    Even on external disks or cloud storage, the backup file can't be opened without your password.
Local OPFS
encrypted
  • brokers14 rows
  • stock_holdings73 rows
  • crypto_holdings12 rows
  • pension_funds38 rows
  • cash_assets3 rows
  • real_estates2 rows
  • debts1 row
  • 전체enc:v1:dum6nX1...
네트워크 차단 시에도 동작
8 Asset Types

All in one place — yet clearly separated by category

Combining isn't enough. Each asset class needs its own dedicated view to make real decisions possible.

01

Stocks

Domestic + Global

Sort by broker and account, auto price updates, industry classification, automatic FX conversion. Every trade history kept consistent.

02

Crypto

Exchange-agnostic

Manage Upbit, Binance, Bithumb — wherever — with manual entry. See per-coin and per-exchange distribution at once. Staking and swaps via memos.

03

Pensions

National · DC · DB · IRP · Personal

All five Korean pension types supported. ETFs, funds and deposit-type holdings inside each account are tracked separately.

04

Insurance

Protection + Savings

The real total of monthly premiums. Surrender value is tracked, so you can separate the asset portion from the cost portion.

05

Cash & Deposits

CMA · Deposits · Savings

Auto interest calculation gives a forward-looking maturity value. Monthly contribution simulation for installment savings, with timely maturity alerts.

06

Real Estate

Owned + Rental

Purchase price vs current value, loan balance, rental yield — all on one screen. See exactly where real estate sits in your true net worth.

07

Other Assets

Gold · Commodities · Collectibles

From a small bar of gold to luxury watches — free-form. Anything that doesn't fit a category, recorded so it isn't forgotten.

08

Debt & Loans

Auto principal/interest split

Mortgages, personal loans, auto loans. Equal payment, equal principal, balloon — auto-classified, with the exact monthly principal/interest ratio shown.

Visualization

See trends, not just numbers

A single point-in-time balance means little. How wealth changes over time is where decisions begin.

Stock portfolio — industry-level time series + allocation donut

01

Time-series

Total / by-category / by-holding — daily, weekly, monthly. Snapshots accumulate automatically.

02

Allocation donut

Distribution by category, industry or exchange in a single glance. Hover for exact valuation and P/L.

03

Holding analysis

Average cost, current price, return and weight per holding — one row each. Sort and filter for instant decisions.

Goal Simulator

We compute the future for you.

How much more per month to retire well in ten years. When at this pace you can buy your first home.

  • 01

    CAGR + monthly contribution + target → estimated arrival date

  • 02

    Slider to simulate any time point from 1 to 60 years out

  • 03

    Multiple goals at once — combined as a single time series

How It Works

Start in three steps

1

Open the app

PWA — installs in a second. No sign-up; just set a password. A key that only unlocks on your device is created.

2

Enter assets

Stocks, crypto, pensions, insurance, cash, real estate, debt, other. CSV bulk import shortens onboarding. Prices auto-update.

3

Check once a day

One tap on update. Snapshots accumulate automatically and the time series grows by one row each time.

Ready to start?

No sign-up, no card. Set one password and you can add your first asset in five seconds.

FreeNo sign-upWorks offline